Loan Programs

Here are just a few of the aggressive super jumbo mortgage loan programs that Luxury Loans has structured for our clients recently. Check back here frequently for new programs or email us if you have any questions about any loan you see here.

Aggressive, High Loan to Value -- Purchase price $3,950,000

Property - high rise condo Borrower put down 10% of the purchase price. Luxury Loans gave borrower a 70% first loan with a purchase money second of 20%. Five year fixed on the first for only 5.5% at 1 point cost borrower documented income and assets.

High loan to value with NO INCOME and No Assets

Purchase price $5,000,000

Borrower had unseasoned (less than 3 months) money for down payment purchase, single family home. Stated income and proving assets -- Custom Construction loan for $5,000,000. Borrower could document purchase of land, permits, and usual initial construction costs, not income.

80% Loan-to-Value, Stated Income, with a Constuction to Permanent Loan

$850,000 Loan for a $1 million dollar home

Borrower had only two years current job and couldn't prove income. After being turned down by six banks and mortgage brokers he turned to Luxury Loans. Despite the fact that the home was being built in a new development that had limited comparable homes for the appraiser to use, Luxury Loans was able to deliver a full loan approval using only the borrowers stated income.

$3.35 Million Dollar Loan with No Proof of Income, Low Fico Scores and several late payments.

Despite $2 million cash in the bank that held the note on his mortgage,borrower could not get his bank to refinance his mortgage loan.

After carefully examining his financial situation, Luxury Loans structured his loan and got loan approval with out having to use any of the $2 million dollars in the borrowers bank account. Afterwards, our greatful borrower transfered his two million dollars to another bank